Understanding Overseas Student Health Cover (OSHC)
As an international student, you are required to have OSHC for the length of your student visa.
This is a health insurance that is designed for international students, which will support you with selected medical and health needs while studying in Australia.
There is a range of different plans that cover the minimum requirements through the six insurers providing OSHC in Australia.
So, what does OSHC actually cover?
-
Visits to a doctor (GP)
-
Some hospital treatments
-
Emergency ambulance services
-
Some prescription medicines
However, keep in mind, OSHC doesn’t usually cover dental, optical, or physiotherapy.
To access these services, you will need to have an extras cover plan, which you can add on to your standard OSHC plan.
Ensure you have a chat with your insurer, so you understand what is and isn’t covered under your insurance plan.
Top tip: Do your research across each OSHC insurance provider to check you find the best plan and deal suited to your needs.
To find out more about OSHC and the six providers, click here!
Where can you go for medical help
Doctor: (GP): To visit a doctor, also known as a GP which stands for a General Practioner, you can check the Healthengine or HotDoc websites to find a clinic near you. This is the first stop for non-emergency issues like minor injuries, colds, vaccinations or getting a prescription for medication.
To book an appointment, you can call the clinic or book online. Many clinics are also open after hours and on weekends.
Some clinics also offer Telehealth, which are appointments that can be made over the phone or on video call with a doctor or health professional.
There are also on-campus medical clinics available at Flinders University, the University of Adelaide and the University of South Australia.
Hospitals: For emergencies, you can go to a hospital’s Emergency Department or call 000 for an ambulance. Your OSHC plan covers emergency ambulance costs.
Click here to find the nearest hospital located near you.
24/7 Health Advice
If you’re unsure what to do, you can call healthdirect on 1800 022 222 for free advice from a registered nurse, available 24 hours, 7 days a week. They can guide you to the right care or arrange a virtual GP consultation.
Pharmacies and Prescriptions
Pharmacies (chemists) are located everywhere in Adelaide. Click here to find a pharmacy closest to you.
You can buy over-the-counter medicines or prescriptions from your doctor (GP).
However, for urgent needs, there are four 24/7 pharmacies located across Adelaide.
Mental Health Support
Looking after your mental health is just as important as your physical health. Learn more about free mental health support for international students in Adelaide.
-
Lifeline and Beyond Blue for crisis support