All international students must have current health insurance while studying in Australia – this is a visa regulation. The only exceptions are Swedish and Norwegian students, who will be required to pay up front for their medical service.

You will receive an OSHC membership card, containing your membership number. Always take it with you when using any medical/health service. You will have to pay full price if you do not take your OSHC membership card.

Some doctors or clinics require you to pay at the time of the service, so check when you make an appointment. Remember to always keep your receipts.

The OSHC covers basic medical services and emergency ambulance transport. Additional cover is available for services not covered by OSHC, such as dental, physiotherapy and optical services. Contact your education institution for more details about the OSHC card. Find out more…

OSHC also provides a list of docters that direct bill and a list of doctors who speak a language other than English. This may be of help. Direct Billing means that if you hold a current OSHC Worldcare policy and attend one of the providers listed who indicate that they ‘Direct Bill’ under additional notes, the bill will be sent directly to OSHC Worldcare and you will not have to pay or submit a claim. Click here for more information about direct billing and a list of multilingual doctors.